Our story.

People funding people.

We are a mortgage finance and funds management company. Since launching as one of Australia's first marketplace platforms in the property lending space, funding.com.au has originated millions in mortgages and assisted many satisfied customers.Our growing team continues to build and innovate to enhance the mortgage lending space for borrowers and investors alike.

The Funding Investment Trust (“the Fund”) is an ASIC registered (ARSN 616 185 276) managed investment scheme where members of the Fund are provided with access to first mortgage investments.

Australian Credit Licence #483665.

Our difference.


We are first and foremost a lending company with a key focus on underwriting quality property loans. Our due diligence, credit decisioning and underwriting process comes from years of real world lending experience.


We are a team of experienced credit, mortgage and funds management professionals. Our engaged approach and attention to detail differentiates us from other lenders. Anyone can lend money – mitigating potential risks is the key to being successful at it.


We are technology driven and excited about making the mortgage process more efficient. We use the latest software and lending technology to provide a great online user experience. A team of consultants and developers assist funding.com.au to cater to the emerging market of borrowers and investors looking for a choice online.

Invest in property loans.


Access mortgage investments through our investment platform.

  • Returns from 7% per annum (net of fees).*
  • Minimum investment amount $5,000.
  • First mortgage security.
  • Investments are via the Funding Investment Trust (ARSN 616 185 276)
  • Fund whole loans or part loans alongside other investors.


Access whole loans via our direct mortgage investments.

  • Returns from 9% per annum (net of fees).*
  • Minimum investment amount $100,000 (subject to loans available).
  • First mortgage security.
  • An alternate to stocks, property and other asset classes.
  • Fund entire loans directly.

"The mortgage industry hasn't had any meaningful innovation since the 90's, we intend on changing that. I started funding.com.au with two goals: firstly to create the best mortgage experience possible for borrowers and secondly to give everyone the opportunity to invest in an asset class which has been tightly held by the banks. "

Managing Director - Jack O'Reilly

Borrowing. Fast and simple.


Hassle free loans.

We lend to individuals and companies looking for short to medium term loans for any purpose. We take a common sense approach to lending and can often assist when the banks cannot.

  • Apply online.
  • Receive a fast quote.
  • Quick settlements.
Borrowing info

What our customers say about funding.com.au.

funding.com.au provides a service like no other. I have no hesitation in recommending funding.com.au to any prospective borrower who is looking for expert, flexible and trustworthy advice for any of their borrowing needs.
Frances, Fairfield NSW
We sincerely thank the staff at “funding.com.au” for their straight talk approach and their efficient and timely performance.
Pam & John, Carlingford NSW